Best travel credit card reddit.

I think that for a jack-of-all-trades travel card, the two best right now are the Chase Sapphire Preferred ($95) and the Capital One Venture X ($395). The CSP is easier to …6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. 1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.

The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin...

Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …

Absolutely worth it. If you pay off the balances in full and plan strategically, you travel for free and in style. For example, my girlfriend and I are going to Europe this summer. Thanks to some strategic credit card planning, we didn't pay a cent to stay in the Waldorf Astoria in Rome for 6 days (out of pocket cost would've been $1,500). Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...

Go with a Marriott card. Everyone is different, get the one that is the best for YOU. For a credit card, I'd suggest a Wells Fargo Autograph Visa for 3% back on all hotel spend regardless of the hotel you choose. This card has zero annual fee and zero foreign transaction fees.

Great for: Travelers looking for a versatile credit card. You can move the rewards from this card to a plethora of loyalty programs, including Hyatt and United Airlines at a 1:1 ratio.. Annual fee: $95 Welcome bonus: Upon signing up, you’ll earn 60,000 bonus points after spending $4,000 on purchases within the first three months. This is …

The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card. The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ...Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.The Points Guy's best travel credit cards. The Platinum Card® from American Express: Best for welcome offer. Capital One Venture Rewards Credit Card: …HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; …The best starter travel credit cards - The Points Guy. Advertiser disclosure. Guide. 7 of the best starter travel credit cards. Ethan Steinberg. June 07, 2023. 20 min …

costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special …The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.Then the 10,000 mile anniversary credit will completely offset the AF. Essentially making the card a -$5 AF if you use the portal once a year. The 2x miles on everything make it a good catch all card as well. The perks of the Venture X are significantly better than the regular Venture. (Status with Hertz, Priority pass, $0 for authorized users ...Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are A LOT of credit card options out there, and no card is the best for everyone. In order to get relevant advice for you please answer the following questions. What kind of benefits are you looking for? Do you want cash back, or travel rewards?

The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ... PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03).

250+ credit cards reviewed and rated by our team of experts. 80+ years of combined experience covering credit cards and personal finance. 100+ categories of best credit card selections (See our ... Current credit cards you are the primary account holder of: Chase Amazon Rewards Card, Chase Slate, PayPal Credit. FICO Scores with source (see note on FICO score sources below): Equifax 815, TransUnion 799. Oldest credit card account age with you as primary name on the account: Chase Amazon - ~8yrs. Number of personal credit cards approved for ... Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ... Current credit cards you are the primary account holder of: Chase Amazon Rewards Card, Chase Slate, PayPal Credit. FICO Scores with source (see note on FICO score sources below): Equifax 815, TransUnion 799. Oldest credit card account age with you as primary name on the account: Chase Amazon - ~8yrs. Number of personal credit cards approved for ... Amex Gold Card: You earn rewards you can use/transfer for travel, but the bonus categories are good for dining/groceries in the meantime. Big annual fee, but there are statement credits that can make up for it. Good option if you aren't traveling right away. Chase Sapphire Preferred: Useful travel rewards. At the same time, I want to get ready for multiple trips I have planned for the coming year after working without a vacation for about a year and a half now. CREDIT PROFILE: Current Cred Cards: Chase Freedom Unlimited - $8000 (01/19) Chase Sapphire Preferred - $15200 (11/20) Chase Freedom Flex - $5000 (3/21) Discover IT - $3000 (6/21) FICO ... The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%.

the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.

Always pay the full balance each month. Another popular tip on Reddit is to always pay your credit card's full balance. When you pay in full every month, it keeps you out of debt. The card issuer ...

5 days ago · One of the best 0% APR travel credit cards is the Chase Freedom Unlimited® card. It offers an intro APR of 0% for 15 months on both new purchases and balance transfers, and it rewards you with 1.5 - 5% cash back on purchases – including 5% back on travel booked through Chase. Chase Freedom Unlimited®. The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers.Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude …Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.March 14, 2024. Savvy shoppers can turn everyday spending into exciting adventures by harnessing the power of travel points on credit cards. Travel points on …At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...The fee is waived for you, you get a $100 ancillary travel credit and Global Entry/TSA credit every four years worth $85/$100. That’s a FREE $100 credit per year and free precheck, which is pretty hard to pass up. As for the sign up bonus and PenFed point values, the best options are almost always buying gift cards.Mileage reward credit cards help you save money and earn discounts on future travel simply by earning rewards for the things you spend your money on. Check out these top mileage re...

I think that for a jack-of-all-trades travel card, the two best right now are the Chase Sapphire Preferred ($95) and the Capital One Venture X ($395). The CSP is easier to …The Bendigo Bank Ready Credit Card rated highly with its 0% foreign transaction fees, ongoing $0 annual fee and complimentary travel insurance. In addition to the 19.99% purchase rate and $5 ...Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.Instagram:https://instagram. star wars dark trooperchili cheese burgertushbaby carriergreen label whiskey Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. festival near me todaymacrium reflect backup program A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...March 14, 2024. Savvy shoppers can turn everyday spending into exciting adventures by harnessing the power of travel points on credit cards. Travel points on … how to create a portfolio website Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …In 2024, in august or September I’ll open a flat 2% back card, probably the Citi double cash. Until then, my discover IT is my effective 2% card because they are matching the cash back through the first year. If I see another good SUB then I’ll consider opening another. Venmo card is great for paying bills.